Mutual Fund Investing

For an investor who wants to invest in the Equity Market or Stock Market , but who may not have the time and knowledge to pick stocks ,Mutual Funds are an idea way to go about.

If you would like to learn more about Mutual Fund , watch this video about Introduction to Mutual Funds

Now that you have understood what MFs are, and would now like to choose a few good Mutual Funds to invest in,  I would recommend that you visit Valueresearch , this is wonderful website that help you select a MF . They also have a rating system , that has already rated MFs based on their past performance

Click here to visit ValueResearchOnline

Investor must have the patience to stay invested for a period of 2-3 years and must choose the SIP method to invest

SIP: Is where you invest a fixed amount every month , on a fixed day of the month in Mutual Fund .This help you build discpline to invest and also help you buy at lower prices , in case the market is falling , thus helping you to lower your average price of purchase

For the current market conditions my recomendations would be these three Equity Mutual Funds .

• DSP Blackrock Top 100 - Growth( This is Large Cap fund , which mean it invest in biggest 100 companies only )
• HDFC Top 200 - Growth ( This is Large Cap - Mid Cap fund , which means it invests in top 200 companies which are big as well as averagely big companies )
• Fidelity Equity Fund - Growth ( This conservatively managed fund , which has consistently performed well for last 5 years )

You can download the application form for these funds here HDFC , DSP Blackrock , Fidelity

KYC is mandatory for mutual fund investing , see here to know more

When filling the forms for the Mutual Fund , please use these TIPs