Insurance is a subject matter of solicitation

"Insurance is a subject matter of solicitation" we hear/read this anytime we see/read a commercial from a Life Insurance company , what is this sentence suppose to mean

Here we go ...this sentence basically means that , a Life Insurance Policy is never to be sold , but is to be bought . Which means , Ideally a person must sit with a financial advisor , explain the circumstances in his life and the advisor is suppose to plan a policy for a suitable duration and term so that all the possible risks of the Insurer are adequately covered.

It is then that the Insurer is suppose to approach a Life Insurer and buy a policy as per those requirements .

The sentence just means that Life Insurance Policies are not be sold as a off the shelf product , as one size does not fit all.

This brings into picture , another aspect of policy making .. that is , it is important to the keep language of a policy/law simple , so that lay men like us can understand it .

So the bottom line is , if a sentence needs a blog post to explain it ...then it has not served its purpose.

Image : FreeDigitalPhotos.net,Photographer: Nutdanai Apikhomboonwaroot