If online use of Credit Card has been your concern , I do understand that earlier this years RBI made it mandatory for online sites to add a addditional layer of authentication , but the problem with this is that only India based websites have this additional layer, that leaves your card open for a misuse on all non India based website ( which is pretty much the entire internet )
This virtual Card offering from HDFC , takes card of this too http://www.hdfcbank.com/common/onlineservices/netsafedemo/demo_new.htm
If you find anything better let me know
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